About Public Mutual

Public Mutual Berhad (Public Mutual) is the largest private unit trust company in Malaysia and currently manages more than 70 funds with total NAV of more than RM35.2 billion for more than 2,300,000 accountholders. Incorporated in July 1975, Public Mutual began its operations in 1980 with the launch of the Public Savings Fund, and soon went on to become an industry leader and setting forth new trends in innovative fund development.

Market Share And Distribution

Public Mutual anchors 41.7 percent market share in private unit trust funds when measured by net asset value as at end-February 2010 (source: The Edge-Lipper, 22 March 2010).

Public Mutual markets its funds through its dedicated and trained unit trust consultants force which is currently the largest and collectively the most productive in the entire private unit trust industry. Public Mutual is linked extensively through its national network of branches, as well as agency offices to provide better service to the investors.

In addition, investors of Public Mutual can also take advantage of Public Bank branches that act as effective collections centres for Public Mutual.

Financial Strength And Track Record

Public Mutual as a wholly-owned subsidiary of Public Bank subscribes readily to the Group's excellence-oriented corporate culture and high standards of financial integrity in the management of its unit trust funds.

Public Mutual's Investment team comprises a group of 19 portfolio managers who are supported by more than 25 research analysts. Public Mutual adopts a value-based investment philosophy which incorporates a Top-Down and Bottom-Up approach in the investment process. The Top-Down approach takes into consideration factors such as the macroeconomic outlook, the current business cycle, interest rate trends and other economic factors. After assessing the overall market conditions, the Bottom-Up approach is used to construct the funds' portfolio.

Public Mutual is the most awarded unit trust fund manager in Malaysia with 150 awards received to date. This year, Public Mutual emerged as the biggest winner for 7^th consecutive year at The Edge-Lipper Malaysia Fund Awards 2010, sweeping 10 awards, including the prestigious Best Overall Fund Group Award. We also received two awards at the 2009 Asia Asset Management Best of the Best Country Awards, namely Malaysia - Best Retail House and Malaysia - Best House for Offshore Funds.

Financial Planning

To help more Malaysians plan their personal finances, Public Mutual opened its first Financial Planning Centre right in the heart of affluent Bangsar at Lot 36-2 & 38-2, Jalan Maarof, Bangsar Baru to offer free financial health check to its unitholders and the general public. The centre is manned by a group of financial planners who will also conduct FP talks and workshops, particularly in retirement and education planning. Besides that, several user-friendly software were developed to help you in your financial planning. These include the Financial Freedom FP Advisor for unit trust consultants and the Financial Freedom Retirement Planning and Education Planning software for the public.

Customer Service

Public Mutual is committed to high quality customer service, which we strive to achieve through constant surveillance of customer satisfaction through our Customer Service Department and Mutual Gold (Priority Service). We are also dedicated to building capable and professional personnel to ensure we achieve service excellence. With this is mind, Public Mutual constantly provides sound guidance and professional education to our unit trust consultants and staff to ensure that they become experts in providing excellent service and qualified financial consultation.